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When and how do you apply for benefits?
It is my opinion that you should apply immediately upon believing that you are disabled, or even are becoming disabled. Failure to apply promptly could effect your ability to get the maximum benefits available to you. For example, you could lose your insured status for DIB benefits that would pay you over $1,000 per month. The simple delay in filing could effect your insured status, and you could end up receiving nothing. Apply immediately! You may apply for benefits over the phone by calling an 800 number listed in the federal government section of your phone book, or by applying in person at your local social security office.
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